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Category Archives: Banks & Finance
Check your title policy
A Georgia Department of Insurance investigation of one of the nation’s largest title insurers suggests consumers should check out their policies. The department has accused Texas-based Stewart Title Guaranty of violating Georgia insurance laws more than 600,000 times from 2003 to 2007. In many cases, those violations led to Georgia consumers paying more than they [...]
FHA tightening lending requirements
The Federal Housing Administration is implementing more-stringent lending requirements and higher borrower fees to cushion against rising defaults and stave off the need for a taxpayer bailout of the agency.
The FHA said Wednesday it will raise insurance fees that borrowers must pay, and it will cap the amount of cash that sellers can contribute for [...]
Short Sale 101
Here is a good quick lesson on the basics of a short sale, or negotiated settlement, with a bank. Found this article in the Washington Post that talks about changes being made to facilitate these sales to keep properties out of foreclosure. Link here for the article.
Still have questions? Call Jon Barnwell 706-490-0326 to learn [...]
Regions closing Dillard, Ga branch
Regions bank will be closing its Dillard, Georgia branch effective January 29, 2010. They are consolidating 16 of their 156 branches in Georgia, and this comes on the heels of last week’s announcement that they will be closing branches in Helen and Toccoa.
Community Bank and Trust to open Monday as South Carolina Bank and Trust